Money and our spending habits are even more on our minds than usual. Especially now when many people are struggling financially, we want to know how we can still buy something without feeling guilty. This time gives us more time to think carefully about what we really need and tidy up our wardrobe. We are happy to help you learn how to shop smarter and more efficiently. Because what could be more fun than buying the item of your dreams after achieving your savings goals?
1. Make a list of essential items
Is your closet overflowing with clothes, bags and accessories? Can you never find something and do you often hear yourself say: "I have nothing to wear"? Clean out your closet and try on every item again! Think of items in your closet that may no longer fit or that you're really tired of. By cleaning up, you'll come across items that you might have already forgotten about and you will learn to re-appreciate. Make an essential list that includes items that you wear a lot, your personal must-haves. Think of neat pants, t-shirts or jackets. There are dozens of useful lists online with items that can't be missed in your closet, such as a white t-shirt or a little black dress. A timeless item of good quality will last longer and you can wear it in different ways.
2. Give your items a second life
After tidying up your closet, we understand that you would like to get rid of the items you no longer wear. But how nice would it be to make someone else happy with it ánd possibly earn some money from it? Sell the items that you no longer wear and give them a second life. This way, your jacket could be someone else's new favourite jacket! How cool is that?
3. Give yourself a budget
It may seem obvious, but one thing is certain: a budget will become your best friend. Don't think about having a limited budget, but a realistic budget in which you think carefully about what you spend every month and what you could possibly cut back on. Everyone should have a budget that always works for them. Divide your budget into income and expenses and take a good look at your fixed costs each month. For example, do you have an expensive gym subscription that you don't use? Unsubscribe! Make a list and order priorities. Saving should of be fun, so don't limit yourself too much here. Do you like to eat out? No problem, this doesn't necessarily have to be expensive, but set a budget so that you can still save the amount that you have set each month.
4. Saving plan
Saving is something you can learn, so it's useful to set aside an amount every month. This doesn't have to be the same amount every month, there are of course several ways to save. Inspired by @frugalyear's story and her tips on how to handle personal finances, we have set up a savings plan you could use.
If you've finally saved enough to actually buy the item on your wishlist, there is nothing as terrible as feeling guilty afterwards. That's why it's important to think carefully about the item you end up buying. Make sure the item falls within your budget. If this isn't the case, it's good to think about why you want this item a little bit longer. If you really can't get the item out of your head, the item might be worth saving for. There is nothing wrong with falling in love with that one bag, but be wise with the choices you make.